Our Terms & Conditions

These terms and conditions (“Terms”) govern your use of the Our Money website (“Website”). Please read these Terms carefully before accessing or using the Website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Website.

Use of the Website
1.1. The Website is intended for informational purposes only and does not constitute financial or legal advice. Any information provided on the Website is for general informational purposes and should not be relied upon as a substitute for professional advice. You acknowledge that your use of any information on the Website is at your own risk.

1.2. You must be at least 18 years old to access or use the Website. By accessing or using the Website, you represent and warrant that you are at least 18 years old.

1.3. You agree to use the Website in compliance with all applicable laws and regulations. You may not use the Website for any unlawful or unauthorized purpose, and you may not engage in any activity that interferes with or disrupts the functioning of the Website.

Intellectual Property
2.1. The content on the Website, including but not limited to text, graphics, images, logos, and software, is the property of Ourmoney or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content from the Website without the prior written consent of Ourmoney.

2.2. Ourmoney grants you a limited, non-exclusive, revocable license to access and use the Website for personal, non-commercial purposes. This license does not include the right to download or modify any content from the Website.

Third-Party Links
3.1. The Website may contain links to third-party websites or resources. These links are provided for your convenience and do not imply any endorsement or responsibility for the content, products, or services provided by third parties. You acknowledge and agree that Ourmoney is not liable for any damages or losses arising from your use of third-party websites or resources.

Limitation of Liability
4.1. To the fullest extent permitted by law, Ourmoney and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or in connection with your use of the Website.

4.2. Ourmoney makes no representations or warranties regarding the accuracy, reliability, or completeness of any information on the Website. The Website is provided on an “as is” and “as available” basis without any warranties of any kind.

Privacy
5.1. Your use of the Website is subject to the Ourmoney Privacy Policy, which governs the collection, use, and disclosure of your personal information. By using the Website, you consent to the collection, use, and disclosure of your personal information in accordance with the Privacy Policy.

Modification and Termination
6.1. Ourmoney reserves the right to modify, suspend, or terminate the Website or any part thereof at any time without notice. Ourmoney may also modify these Terms at any time by posting the revised Terms on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the revised Terms.

Governing Law
7.1. These Terms shall be governed by and construed in accordance with the laws of [jurisdiction]. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of South Africa

Contact Us
8.1. If you have any questions or concerns about these Terms or the Website, please contact us at hello@ourmoney.africa.

By accessing or using the Ourmoney Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and any other policies or guidelines referenced herein.