Our Privacy Policy

Effective date ~ January 1, 2023

This Privacy Policy explains how Ourmoney (“we” or “us”) collects, uses, and protects the personal information of users (“you” or “users”) when you access and use the Ourmoney website (“Website”). We are committed to protecting your privacy and ensuring the security of your personal information. By using the Website, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.

Information We Collect
1.1. Personal Information: We may collect personal information that you voluntarily provide to us when you use the Website, such as your name, email address, contact information, and any other information you choose to provide.

1.2. Usage Information: We may collect information about your use of the Website, including your IP address, device information, browser type, and usage patterns. This information is collected through the use of cookies and similar tracking technologies.

Use of Information
2.1. We may use the collected information for the following purposes:

To provide and improve the functionality and features of the Website.
To communicate with you and respond to your inquiries.
To personalize your experience on the Website.
To analyze and understand how users interact with the Website.
To detect and prevent fraud or other unauthorized activities.
To comply with legal obligations.
Information Sharing
3.1. We may share your personal information with third parties in the following circumstances:

With service providers or business partners who assist us in operating the Website and providing services to you.
With affiliated companies or subsidiaries for internal purposes and to improve our services.
With law enforcement authorities, government agencies, or other third parties if required by law or to protect our rights, safety, or property.
With your consent or at your direction.
Data Security
4.1. We take reasonable measures to protect the security of your personal information and prevent unauthorized access, use, or disclosure. However, please note that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Third-Party Websites
5.1. The Website may contain links to third-party websites. This Privacy Policy does not apply to such third-party websites, and we are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of those third parties before providing any personal information.

Children’s Privacy
6.1. The Website is not intended for use by children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under the age of 18, we will take steps to delete that information.

Changes to this Privacy Policy
7.1. We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the revised Privacy Policy on the Website. We encourage you to review this Privacy Policy periodically for any updates.

Contact Us
8.1. If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at hello@ourmoney.africa

By using the Ourmoney Website, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy and any other applicable terms and conditions.